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Sleep Better Tonight.
Pay Over Time.

Premium comfort shouldn't be out of reach. Get fast financing approvals and available 0% interest options on the mattresses you love.

1. Browse

Explore our wide selection of premium mattresses and select the perfect fit for your sleep needs.

How It Works

Financing your new mattress is simple and stress-free. Follow these three steps to upgrade your sleep today.

2. Apply

Secure our easy online credit application and get an approval decision in as little as 60 seconds.

3. Sleep

Upon instant approval, schedule your delivery and start enjoying the restorative sleep you deserve.

Select Your Payment Plan

Snap Finance

Shop today and pay over time with high approval amounts.

Up to $5,000 in credit

No credit required

100-day payment option

Instant approval decision

Applying will not affect your credit score

American First Finance

Get what you need now with flexible lease-to-own options.

Higher approval rates

No credit history needed

Early purchase discount

Multiple payment schedules

Applying will not affect your credit score

Will applying affect my credit score?

We offer both no-credit-check options and traditional financing. Some applications involve a soft inquiry that won't impact your score, while others may perform a standard check. Our team can help you choose the right path.

Is a down payment required?

Many of our plans offer $0 down for qualified buyers. Some lease-to-own options may require a small initial payment.

Financing FAQ

What documents do I need to apply?

A valid SSN or ITIN, An active mobile phone number, An email address, A debit card or bank account (depending on financing provider), Proof of income (may be requested in some cases)

Can I pay my balance off early?

Yes! Our partners offer early buyout options and no-penalty early payoffs, allowing you to save significantly on interest or lease fees.

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